SIMRAN is the story of a girl with flaws who has to resort to crime when things go horribly wrong. Praful Patel (Kangana Ranaut) is divorced and is living in Atlanta in United States of America. Fed up with the rants of her parents (Hiten Kumar, Kishori Shahane), she decides to move into her own house. She even gets pre approval for her loan. A chance visit to Las Vegas with her cousin Amber changes her life. After initial victory at the casino, she loses lot of money, including her savings. Yet, she continues to play since she gets addicted to it. A private moneylender loans her $32,000 and she loses that as well. The moneylender is dangerous and warns her of dire consequences if Praful doesn’t repay the amount along with interest. With no other option, Praful starts robbing banks. How it messes her life further forms the rest of the film.